Voluntary Short-Term Disability with Paid Family Leave 

This plan is designed for employees who do NOT pay into CA State Disability Insurance Tax (CA/SDI) through their paycheck.

The County of San Diego offers Voluntary Short-Term Disability Insurance with Paid Family Leave, administered by Lincoln Financial Group (LFG).

Short-Term Disability (STD)

When a non-work-related illness or injury makes it impossible for you to work for a short period of time, STD guards you against financial loss and helps protect your income.

  • Benefit Waiting Period:  Benefits begin after 7-day elimination period.
  • Benefits: 60% of earnings, up to a maximum benefit of $1,620/week.
  • Duration: Up to 3, 7 or 12 weeks.
  • Premiums: Deductions are taken after-tax.
  • Pre-existing condition: Disabilities have a 3-month look-back. Employees wishing to use the benefit for a maternity related leave cannot already be pregnant before the plan effective date.  Your pregnancy will be consider pre-existing and will not be eligible for STD benefits. However, you still will be eligible for Paid Family Leave.
  • To File a Claim: Contact a Lincoln Claims Manager at 888-480-8710.  

Please Note: Employees do not need to exhaust vacation balances to utilize the STD benefit.

Paid Family Leave (PFL)

PFL provides benefit payments to employees to take time off work to:

  • Bond with a new child
  • Care for a seriously ill family member
  • Participate in a qualifying event because of a family member’s military deployment

This enhancement is designed to be similar to the Paid Family Leave benefit that is provided through the CA/SDI program.

  • Benefit Waiting Period: none
  • Benefits: 60 - 70% of earnings, up to a maximum benefit of $1,620/week.
  • Duration: Up to 8 weeks.

Click here to read FAQs and scenarios related to the PFL benefit.

Contact the Provider

Lincoln Financial Group Website

  • Phone: 888-480-8710
    • Group ID#: 800020
    • Group Policy #: 010261914-00000

Resources